Disclaimer

This website is operated by ASCA Capital, incorporated in Singapore and regulated by Monetary Authority of Singapore. It is intended to provide general information about the company, its products, services and digital platform.

ASCA operates as an e-money and payment institution. Where ASCA does not hold a full banking licence in a given market, references to "bank", "banking" or "neobank" describe the member experience and the regulated payment, e-money and investment services provided by the relevant licensed entity, not a full-licence deposit-taking bank.

References to ASCA include its subsidiaries, branches and affiliated entities where applicable. Products and services are provided by the relevant licensed entity within the applicable jurisdiction, under the supervision of its respective local regulator.

The information provided on this website is for general informational purposes only. It does not constitute financial, investment, wealth management, tax, legal, accounting or any other form of professional advice and should not be relied upon as the basis for making financial decisions.

Nothing on this website constitutes a recommendation, endorsement or personal financial advice. You should obtain independent professional advice appropriate to your individual circumstances before making any investment or financial decision.

The availability of products, services and platform features depends on your country of residence, applicable laws, regulatory requirements and ASCA's internal eligibility criteria.

Certain products or services may not be available in all jurisdictions or to all customers. Access to specific products may also require additional onboarding, identity verification, risk assessment or regulatory approval.

Nothing on this website should be interpreted as an offer or solicitation where such offer would be unlawful or require additional authorisation.

The value of investments and any income from them can fall as well as rise, and you may get back less than you invested. Past performance is not a reliable indicator of future results.

Foreign-currency and crypto-asset holdings carry additional risks, including significant price volatility, and may not be covered by investor or deposit protection schemes.

Deposit protection and investor compensation apply only where expressly stated in your product documentation.

Where a deposit protection or investor compensation scheme applies to eligible balances, details of the scheme and its coverage limits are provided in your product documentation. Certain products, including investment and crypto-asset services, may not be covered by any such scheme.

Interest rates, fees, exchange rates, rewards, pricing, limits, product features and other information presented on this website are indicative only unless expressly stated otherwise.

Such information may be amended, suspended or withdrawn at any time without prior notice and does not constitute a binding offer or contractual commitment.

Examples, illustrations and performance figures are provided solely for informational purposes and should not be interpreted as guarantees of future performance or results.

This website may contain links to third-party websites, applications or services for your convenience.

ASCA does not control, endorse or assume responsibility for the content, availability, accuracy, privacy practices or security of any third-party website or service. Access to third-party services is entirely at your own risk and subject to the terms and conditions of the relevant provider.

All trademarks, service marks, logos, graphics, software, text, images, user-interface elements and other content displayed on this website are the property of ASCA or its licensors and are protected by applicable intellectual property laws.

No part of this website may be copied, reproduced, modified, distributed, published or otherwise used without ASCA's prior written consent, except where permitted by applicable law.

To the fullest extent permitted by applicable law, ASCA, its affiliates, directors, officers, employees, representatives and licensors shall not be liable for any direct, indirect, incidental, consequential, special or punitive loss or damage arising from, or relating to, your access to, use of, inability to use, or reliance upon this website or any information contained herein.

This limitation applies regardless of the cause of action, including contract, tort, negligence or otherwise, except where liability cannot legally be excluded.

This disclaimer is governed by and interpreted in accordance with the laws of Singapore, without prejudice to any mandatory consumer protection, financial-services legislation or regulatory requirements applicable in your country of residence.

For general enquiries, customer support or regulatory information, please contact ASCA Capital at legal@asca.capital.

Regulated by the Monetary Authority of Singapore.